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Research papers
Open-access research on money, enterprise, wellbeing and science — 45 papers, free to read at the publisher.
The role of digital financial literacy in driving sustainable retirement planning
Mansi Yadav · Manoj Kumar · R. K. Tailor · Ashish Goyal · 2026-4 · Discover Sustainability
Abstract The current study investigates the impact of Digital Financial Literacy (DFL) on Sustainable Retirement Planning (SRP), a critical yet underexplored domain in personal finance. It specifically examines the mediating roles of Digital Saving Behaviour (DSB) and Digital Investment Behaviour (DIB) in the relationship between DFL and SRP, and considers age, gender, education, and income as potential moderators of…
Generative AI as an Investment Advisor: Same Client, Different Advice
Nicolo Agliata · Tim Hasso · 2026-06 · FinTech
Generative artificial intelligence (GAI) is increasingly embedded in personal finance, yet little is known about how models make recommendations using financial information and demographic cues. This study audits three frontier GAI models, GPT 5.5, Gemini 3.1 Pro, and Claude Opus 4.7, using a conjoint experiment in which each model evaluated the same hypothetical investor profiles and selected among standardized cons…
Does ownership concentration have an impact on financial performance of firms?
Prodip Chandra Bishwas · Mohammed Sawkat Hossain · 2025-4 · Future Business Journal
Abstract Ownership concentration is widely recognized as a crucial corporate governance technique. It enables owners with significant shareholdings to exert a notable impact on how an organization operates and manages. This study investigates the effects of ownership concentration on corporate financial performance of publicly traded non-financial corporations for an emerging market perspective. The current investiga…
Closing the equity gap – opportunities and challenges in unlocking the value of immunizing children
Rudzani Muloiwa · 2025-03 · International Journal of Infectious Diseases
Infection remains one of the greatest killers of children in the world. A large proportion of these deaths are due to infectious agents for which effective vaccines are already available.Vaccination has been one the most successful and cost-effective public health interventions of the 20th century. Data indicates that the greatest return on investment from vaccination disproportionately accrues to the poorest communi…
It’s the Social Interaction That Matters: Exploring Residents’ Motivation to Invest in the Community-Shared Charging Post Co-Construction Project
Junchao Yang · Ziyang Peng · 2025-01 · World Electric Vehicle Journal
Countries worldwide are increasingly focused on addressing the imbalance between the supply and demand for EV charging infrastructure, with the community-shared charging post (CSCP) co-construction project emerging as a promising solution. The broad participation and investment support of the residents are the keys to the success of the CSCP co-construction project. This study, grounded in the theory of planned behav…
Stock market forecasting research based on GA-WOA-LSTM.
Wu Huiyong · Zunlong Wang · 2025-0 · PLoS ONE
With the increasing complexity and prosperity of global financial markets, stock market forecasting plays a critical role in investment decision-making, market regulation, and economic planning. This study proposes a hybrid prediction model that integrates Genetic Algorithm (GA), Whale Optimization Algorithm (WOA), and Long Short-Term Memory (LSTM) neural networks, referred to as the GA-WOA-LSTM model. In this framew…
Network Analysis of Medical Claims Data Suggests Network-Based, Regional Targeting and Intervention Delivery Strategies to Increase Access to Office Based Opioid Treatment (OBOT) for Opioid Use Disorder (OUD)
Harold D. Green PhD · Patrick C. Kaminski MA · 2024-3 · Inquiry: The Journal of Health Care Organization, Provision, and Financing
Opioid overdose and Opioid Use Disorder (OUD) statistics underscore an urgent need to significantly expand access to evidence-based OUD treatment. Office Based Opioid Treatment (OBOT) has proven effective for treating OUD. However, limited access to these treatments persists. Recognizing the need for significant investment in clinical, behavioral, and translational research, the Indiana State Department of Health and…
From COVID-19 to the war in Ukraine: evidence of a Schumpeterian transformation of food logistics
Silvia Andrés González-Moralejo · 2024-2 · Agricultural and Food Economics
Abstract This study analyzes the changes that have occurred in food logistics in the three years since the emergence of the COVID-19 pandemic and the one year since the war in Ukraine commenced. Food logistics companies are highly sensitive to demand shocks, energy prices, and staff availability. In this study, “first-hand” information was collected in the Iberian Peninsula, and it showed a process of Schumpeterian t…
Transformation of approaches to mineral resource auditing for augmentation of Russia’s wealth in the current political situation
D. A. Pavlovskiy · J. V. Zvorykina · 2024-1 · Известия высших учебных заведений: Геология и разведка
Background. The mineral resource base is a strategic component of Russia’s economic security and a critical tool for strengthening the country’s position in the international arena. At the same time, economic turmoil and geopolitical tensions negatively affect the quality of resource auditing in the oil and gas and other extractive industries of the Russian Federation. This have an effect on the investment attractive…
Research on the Configuration of a 100% Green Electricity Supplied Zero-Carbon Integrated Energy Station
Jieyu Xie · Xingying Chen · Kun Yu · Lei Gan · 2024-08 · Energies
In the context of rapid growth in renewable energy installations and increasingly severe consumption issues, this paper designs a 100% green electricity supplied zero-carbon integrated energy station. It aims to analyze its configuration focusing on the following three core features: zero carbon emissions, 100% green electricity supply, and a centralized–distributed system structure. It discusses equipment selection …
Potential of Radioactive Isotopes Production in DEMO for Commercial Use
Pavel Pereslavtsev · Christian Bachmann · Joelle Elbez-Uzan · Jin Hun Park · 2024-01 · Applied Sciences
There is widespread use of nuclear radiation for medical imagery and treatments. Worldwide, almost 40 million treatments are performed per year. There are also applications of radiation sources in other commercial fields, e.g., for weld inspection or steelmaking processes, in consumer products, in the food industry, and in agriculture. The large number of neutrons generated in a fusion reactor such as DEMO could pote…
Rural Community Engagement for Heritage Conservation and Adaptive Renewal
Glenn C. Sutter · Leah O'Malley · Tobias Sperlich · 2023-February · Journal of Community Engagement and Scholarship
Systems thinking can shed light on important relationships and conditions that affect community engagement activities. While robust tools like the community capitals framework and the sustainable livelihoods approach provide valuable context for engagement projects, additional insights can stem from models that describe the ebb and flow of different types of capital. This paper uses a well-studied ecosystem model cal…
RESEARCH-DEVELOPMENT AND INNOVATION IN ROMANIA BETWEEN REALITY AND IMPROVEMENT SOLUTIONS
Sandra TEODORESCU · Mădălina TOCAN · Oana CHINDRIȘ-VĂSIOIU · 2022-6 · Challenges of the Knowledge Society
Research and innovation contribute to economic growth and, thus, to better living and working conditions in the European Union. For this reason, research and innovation are an important part of policies by which the European Commission seeks to stimulate employment, growth and investment. Research and innovation provide us with the knowledge and solutions we need for urgent problems, such as epidemics or socio-econom…
The effect of high-yielding variety on rice yield, farm income and household nutrition: evidence from rural Bangladesh
Mohammad Mahbubur Rahman · Jeffery D Connor · 2022-5 · Agriculture & Food Security
Abstract Background High-yielding variety (HYV) seed breeding has been one key approach to improving agricultural productivity and to reduce global hunger and poverty. This paper explores the causal relationship between high-yielding rice variety, rice productivity, farm income and household nutrition. A challenge with evaluating the impact of changes such as crop varieties on yield is self-selection and endogeneity.…
Does ESG Disclosure Help Improve Intangible Capital? Evidence From A-Share Listed Companies
Wu Jun · Zheng Shiyong · Zheng Shiyong · Tang Yi · 2022-5 · Frontiers in Environmental Science
With the disclosure of ESG, the investment related to ESG disclosure has increased, and the trend of changes in intangible capital has shown an “inverted S-shaped” curve. The research shows that, in the initial stage of investment in ESG construction, new ESG investments increase intangible capital. With the increase in ESG investment and the advancement of time, the positive effect of the increase in ESG scores on i…
PERSONAL FINANCIAL MANAGEMENT BEHAVIOR USING DIGITAL PLATFORMS AND ITS DOMAINS
NEETU CHHILLAR · SWARANJEET ARORA · 2022-12 · Journal of Financial Management, Markets and Institutions
Personal Finance Management (PFM) is crucial to control money to ensure that people have a comfortable present as well as secure future. It’s important for every individual to manage his finance digitally in the digital age. This study aims to identify the main dimensions of PFM from literature review and empirically test the impact of its each domain on the overall Digitalized Financial Management Behavior (DFMB). A…
Effects of industrialization on Tanzania’s economic growth: a case of manufacturing sector
Eunice Jonathan Lugina · Adam Beni Swebe Mwakalobo · Francis Lwesya · 2022-12 · Future Business Journal
Abstract This article examines the impact of industrialization on economic growth in Tanzania focusing on the drivers of structural changes in the manufacturing sector. We apply the vector error correction model based on a parsimonious model covering the period from 1970 to 2017. Our results demonstrate the existence of a positive relationship between the manufacturing sector through its value added and economic grow…
Techno-economic feasibility analyses of grid- connected solar photovoltaic power plants for small scale industries of Punjab, Pakistan
Monib Ahmad · Abraiz Khattak · Abdul Kashif Janjua · Ahmad Aziz Alahmadi · 2022-11 · Frontiers in Energy Research
The globally soaring energy prices and electricity shortfall are major hurdles in the economic development of Pakistan. To cope with periodic power outages, small and medium enterprise (SME) business owners have to fall back on alternate power sources such as backup generators and uninterruptible power supplies (UPS), which further increase the per kWh cost of electricity, power quality issues, and greenhouse gas (GH…
Revisiting British Investment in Latin America: The River Plate Trust Group, 1879–1963
Norma Silvana Lanciotti · 2021-7 · Journal of Evolutionary Studies in Business
The article analyses the performance and profitability of the firms controlled by the River Plate Trust Group in Argentina and Uruguay from 1879 to 1960 to challenges the notion that British investments in the Southern Cone involved greater default or insolvency risks because of nationalism, expropriations, and over-taxation. Also known as Morris or Morrison group, River Plate Trust became the most important British …
FDI determinants in Europe and Chinese influence
Alena Dorakh · 2021-5 · Serbian Journal of Management
Despite recent concerns about the increasing influence of outside investors on the European Union (EU) and Western Balkans, the developed European countries are still a dominant source of foreign direct investment (FDI) in the region, confirming the benefits of EU membership. At the same time, fast-growing connectivity and lower trade costs in accession and neighboring countries determine the FDI growth from China, p…